CalcFees

Shopify Fee Calculator

Compare Shopify processing fees across Basic, Shopify, and Advanced plans. Updated for 2026.

$
Fees: 3.20% Profit: 96.80%

Total Fees

$3.20

Your Profit

$96.80

Fee Breakdown

Processing fee (2.9%) $2.90
Fixed fee $0.30
Total $3.20

Fee data last verified: March 2026. Source: Shopify official pricing.

How Shopify Fees Work

Shopify's monthly fees are predictable -- a welcome change from marketplaces. Unlike Etsy or eBay, Shopify doesn't take a percentage of your sales on top of processing. Instead, you pay a fixed monthly subscription plus payment processing fees. As sales volume increases, upgrading plans reduces transaction fees.

Shopify Plans & Processing Rates

Plan Monthly Online Rate In-Person 3rd Party Fee
Basic$392.9% + $0.302.7%+2.0%
Shopify$1052.6% + $0.302.5%+1.0%
Advanced$3992.4% + $0.302.4%+0.6%

Shopify Payments vs Third-Party Gateways

Shopify Payments runs on Stripe, which keeps transaction costs pretty competitive. Avoiding extra gateways and sticking with Shopify Payments usually saves money -- unless your business has unique needs demanding another option.

Extra transaction fees apply if you skip Shopify Payments. Shopify adds a fee on top of your existing gateway's charges. Basic plans see a 2.0% fee, while Shopify plans pay 1.0%, and Advanced users face a smaller 0.6%.

When to Upgrade Plans

For most sellers earning under $10,000 monthly, the Basic plan works just fine. Shopify upgrades only start making sense around $5,500 in monthly sales -- that's when processing fee savings cover the extra $66 subscription cost. To justify the Advanced plan, you'd need roughly $110,000 in monthly revenue.

Your Effective Rate

Shopify pricing scales with your business. Processing a $100 sale on the Basic plan incurs a $3.20 fee, and that's before the monthly subscription. Add the $39 monthly cost, and your effective rate fluctuates with volume. A store averaging 100 sales at $100 each pays roughly 3.6% with the Basic plan.

Shopify vs Other Platforms

Shopify's transaction fees are lower than Etsy's 13% and eBay's 13.25%. Building an audience, though, is on you, as Shopify doesn't have a built-in marketplace like its competitors. Stripe's rates -- 2.9% plus $0.30 per transaction -- edge out Shopify Basic's pricing. However, Stripe focuses solely on payment processing, omitting the complete e-commerce tools Shopify offers. Check our full comparison for all the details.

Frequently Asked Questions

How much does Shopify charge per transaction?
Shopify's Basic plan costs $39 monthly with a 2.9% fee and $0.30 per online transaction. The $105 Shopify plan reduces that to 2.6% plus $0.30. Advanced plans, at $399 monthly, offer 2.4% plus $0.30. In-person sales receive lower rates across all tiers.
What percentage does Shopify take?
Processing rates with Shopify range from 2.4% to 2.9% based on your plan selection. In-person transactions enjoy reduced rates: 2.7% (Basic), 2.5% (Shopify), and 2.4% (Advanced). A third-party gateway increases each transaction by 0.6% to 2.0%.
Are there hidden fees on Shopify?
Shopify's fee structure is simple -- monthly subscriptions are fixed and processing rates are transparent. The surprise for many sellers is the extra transaction fee when using a payment gateway besides Shopify Payments.
How to reduce Shopify fees?
To bypass that 0.6-2.0% third-party gateway fee, select Shopify Payments. Plan upgrades become worthwhile as sales grow -- approximately $5,500 monthly revenue supports a move from Basic to Shopify. Maximize lower in-person POS rates whenever possible.
Shopify fees vs Etsy -- which is cheaper?
Compared to Etsy (around 13%) or eBay (13.25%), Shopify (2.9% + $0.30 on Basic) offers lower per-transaction costs. Stripe (2.9% + $0.30) matches Shopify's Basic rate but lacks integrated e-commerce tools. PayPal (3.49% + $0.49) is more expensive than all Shopify plans.
What is the additional transaction fee?
This extra transaction fee kicks in only if you avoid Shopify Payments. Selecting Shopify Payments, powered by Stripe, means you pay just the standard processing rate with no added charges.

Compare With Other Platforms